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Kiva arranges for loans to entrepreneurs in developing nations where access to capital is
severely limited. I have lent to the business operator shown below, Mercedes Bernabe, who lives in La Paz, Bolivia.
Mercedes lives under the anticrético modality (Anticretico is a transaction not available in
the U.S. whereby a property owner requests a "loan" from you in exchange for housing, which
must be paid back to you at the end of your contract. If your loan is not repaid, the
property owner loses the property to you)